Investment

    Profit on Debt Tax Calculator

    Section 151 withholding on profit/yield from deposits and debt instruments.

    Default tax year: Tax Year 2026Profit on debt filer: 20.0%Profit on debt non-filer: 40.0%

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    Inputs

    Configure your scenario

    Section 151 withholding estimate on deposit/yield income.

    Rs 1,500,000
    05 M10 M15 M20 M25 M

    Active tax filer

    Filer/non-filer rates apply where relevant.

    Tax base

    Rs 1,500,000

    Department tax

    Rs 300,000

    After tax value

    Rs 1,200,000

    Effective 20.0%

    By department

    Selected department estimate

    Tax Year 2026

    Profit on Debt Tax

    Filer/ATL rate

    Rs 300,000

    Source: ITO 2001 — Section 151

    Assumption: Profit on debt 15%-20% filer / 30%-40% non-filer (case based).

    Sources & Act reference

    Statutory citations and modelling notes

    Profit on Debt Tax

    ITO 2001 — Section 151

    Profit on debt 15%-20% filer / 30%-40% non-filer (case based).

    Rule trace

    Applied rule and official references

    Applied rule id: wht-profit-debt-punjab-v1

    Smart insight

    Estimated Profit on Debt Tax for Tax Year 2026 is Rs 300,000.

    Estimates only. Verify with latest Finance Act and official jurisdiction notifications before filing or payment.

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